Momentum Wealth Planning

+1 (919) 323-4219 Fee-Only Fiduciary · Estero, FL
A Private Wealth Management Practice

Your retirement — built to manage risk.

We help high-net-worth families manage the assets they’ve built. We offer investment strategies that pursue opportunity while implementing risk-management. Fiduciary advice, tactical defense, a plan built around your life.

Fiduciary Standard
Risk-Managed Investing
Serving Clients Nationwide
High-Net-Worth Families
Why risk management

The market doesn’t care about your retirement date.

Most major declines don’t simply strike without warning. The imbalances that drive them build over time, and the market’s trend usually turns negative before the worst of a decline arrives. When you’ve already built significant wealth, protecting that wealth against the next downturn, recession or crisis should be an inherent part of your strategy. Buy and hold is great when times are good but can lead to significant losses when they aren’t. We can help you build a risk-managed portfolio while still positioning to grow your wealth.

$4$10$20$40$100$200$400$1K$2K$4K$8K1928194019501960197019801990200020102020202625 yrs9 yrs11 yrs13 yrs2 yrs−86%−60%−36%−48%−49%−57%−25%
S&P 500 (log scale)Years below the prior peak

S&P 500 (and its pre-1957 predecessor), monthly closing levels on a logarithmic scale, 1928–2026. Drawdowns are peak-to-trough on a closing basis; dashed lines span from each peak until the index closed back above it. Sources: S&P Dow Jones Indices; published closing-price series. Past performance does not guarantee future results. Shown for illustration only — not the performance of any Momentum Wealth Planning strategy.

1929 Crash−86%≈25 yrs to recover
1937 Crash−60%≈9 yrs to recover
1970s Bear−48%≈11 yrs to recover
The Lost Decade−57%≈13 yrs to recover
2022 Bear−25%≈2 yrs to recover

A 50% loss needs a 100% gain just to break even — and that math gets harder when you’re drawing income from the portfolio, not adding to it.

The Tactical Momentum Strategy

We follow the trend, not the headlines.

Our strategy aims to align your portfolio with prevailing market trends — seeking growth while conditions are favorable, and shifting toward defense when they aren’t. It’s built to balance opportunity with protection, using data-driven signals rather than emotion or prediction.

In up markets

Participate in growth

When the trend is favorable, portfolios are positioned to seek growth alongside the market’s advance.

In down markets

Shift to defense

As conditions deteriorate, hedging techniques are designed to reduce exposure to significant declines.

Always

Driven by data

Momentum signals and risk tools guide decisions — so the plan reacts to evidence, not the day’s headlines.

A palm-lined Southwest Florida street near Estero
Who we work with

For people who built real wealth — and intend to keep it.

Our clients are high-net-worth families and individuals who built their wealth through discipline, and want it managed the same way. Growth matters — but never at the cost of what you’ve already earned.

  • High-net-worth households who want their wealth managed with discipline, not guesswork
  • Successful professionals and retirees protecting substantial, hard-earned assets
  • Families focused on preserving — and passing on — a lasting legacy
  • Investors who want planning and investing coordinated under one fiduciary roof
Start here

Start with a free consultation.

A no-obligation conversation about your retirement, your timeline, and whether a risk-managed plan fits. As a fiduciary, we put your interests first — always.

Momentum Wealth Planning, LLC is an SEC-registered investment adviser located in Estero, Florida. This material is for educational and informational purposes only and does not constitute investment advice or a recommendation. Investing involves risk, including the possible loss of principal, and there is no assurance any strategy will achieve its objectives or avoid losses. Past performance does not guarantee future results.