The S&P 500 broke below the 200-day moving average and bounced back. Oil spiked on Iran. The VIX collapsed. Here's what we're doing in portfolios and why the market barbell matters.

The S&P 500 just closed below its 200-day moving average for the first time since 2023. We analyzed all 23 instances since 1990 to see what comes next.

Oil is up 35% amid the Iran conflict. Here's what rising oil prices mean for stocks, inflation, and your retirement portfolio.

Market volatility is a reality for investors, and at Momentum Wealth Planning, we’re committed to helping you navigate it with confidence. One of the key tools we use in our proactive risk management strategy is the covered call. In this article, we’ll explore what a covered call is, how it works, and how we integrate it into client portfolios to generate income while attempting to mitigate downside risk.

Market volatility is a reality for investors, and at Momentum Wealth, we’re committed to helping you navigate it with confidence. One of the key tools we use in our proactive risk management strategy is the protective put. In this article, we'll explore what a protective put is, how it works, and how we integrate it into client portfolios to navigate uncertain times with confidence.

In today’s volatile and unpredictable markets, investors face a critical need for effective risk management—one that is often overlooked or inadequately addressed. Many advisors continue to rely on traditional “buy-and-hold” strategies, justified by the so-called “100-year mountain chart.” This iconic visual depicts the market’s long-term upward trend and is frequently presented to reassure clients. However, for individual investors—especially those nearing or in retirement—this centuries-spanning perspective can be dangerously misleading.

Conventional investment wisdom often centers on the refrain “stay invested so you don’t miss the best days.” Mutual fund companies and many advisors bolster this message with charts showing the dramatic reduction in returns if you are out of the market on just a handful of the top‐performing days. While there’s truth to the power of those best days, this perspective ignores a crucial—and often more impactful—counterpart: the damage caused by the worst days.

The pioneer of 'Modern Portfolio Theory', famously stated, “diversification is the only free lunch in investing.” However, this adage must be approached with caution. While diversification indeed offers a measure of protection against company-specific shocks, there is no such thing as a free lunch in investing. Diversification cannot shield portfolios from market-wide downturns

Living Trusts vs. Wills When planning for the future, it’s essential to consider how your assets will be managed and distributed after your passing.

The impact of presidential elections on the stock market is a widely debated topic, with investors often speculating whether a particular political party or individual president influences market returns.